FOR CALIFORNIA HOMEOWNERS 62 AND OLDER
Your home. Your numbers. Your decision.
See what a reverse mortgage could give you, privately, in about 2 minutes. Get your full package before you ever talk to a loan officer.
No phone number needed to see your estimate. No pressure, no obligation.
Asking for help is hard. You shouldn't have to.
Maybe the bills are getting tighter, or the mortgage payment is harder to keep up. Many people don't want to ask their children or be talked into anything by a salesperson.
Here, you can look at the real numbers on your own, share them with the people you trust, and decide for yourself.
Your whole package, up front
With many lenders, you have to talk to a loan officer before you see anything in writing. With us, you get it all first:
- Three loan options side by side
- Every fee, line by line
- A year-by-year schedule
- Your counseling step, with a code for your counselor
Print it, save it, or share it with family. Talk to us only when you're ready.
Three simple steps
Step 1: See your numbers privately
Answer 4 questions. About 2 minutes. No phone number needed.
Step 2: Get your full package
Your options, every fee and a yearly schedule. Share it with family.
Step 3: Talk to a HUD counselor
An independent counselor walks you through it. Then call us when you're ready.
Your neighbors in Modesto for 25+ years
We're a California reverse mortgage company. We use HUD's official tables and this week's rates, so your numbers are real, not a sales pitch.
Meet our crewWhat a reverse mortgage can do
- Stay in the home you love
- No monthly mortgage payment
- Money for bills, health care or repairs
- Peace of mind, without asking family for money
You must live in the home as your main residence and keep paying property taxes, homeowners insurance and upkeep. The loan is due when the last borrower or eligible spouse leaves the home.
Ready when you are
Start with your numbers. You decide when to talk to us.