Our Services
Reverse Mortgage Solutions
We offer a complete suite of reverse mortgage products to match your unique goals and financial situation.
HECM Loans
Home Equity Conversion Mortgage
The most common type of reverse mortgage, insured by the Federal Housing Administration (FHA). HECM loans allow homeowners 62+ to convert their home equity into cash without selling their home or making monthly mortgage payments.
Key Benefits
- Federally insured by the FHA — your benefits are protected
- No monthly mortgage payments required
- Choose how you receive funds: lump sum, monthly payments, or line of credit
- Non-recourse loan — you'll never owe more than your home is worth
- Stay in your home as long as it remains your primary residence
- Use funds for any purpose — medical bills, home repairs, daily living
Eligibility
- At least 62 years old
- Own your home outright or have significant equity
- Home is your primary residence
- Meet HUD financial assessment requirements
- Complete HUD-approved counseling session