Terms of Use

By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the revised terms. We encourage you to review this page periodically.

Our reverse mortgage calculator and educational resources are provided for informational and educational purposes only. They do not constitute financial, legal, or tax advice.

• •Calculator results are estimates based on the information you provide and current market conditions. Actual loan terms may vary.
• •Interest rates, fees, and program availability are subject to change without notice.
• •You should consult with a qualified financial advisor before making any financial decisions based on information from this website.
• •Total Annual Loan Cost (TALC) disclosures will be provided during the formal application process.

If you create an account through our borrower or partner portal, you agree to:

• •Provide accurate, current, and complete information during registration and throughout the application process.
• •Maintain the security and confidentiality of your login credentials.
• •Notify us immediately of any unauthorized use of your account.
• •Accept responsibility for all activities that occur under your account.

All content on this website — including text, graphics, logos, images, calculator tools, and software — is the property of Lending For Living or its licensors and is protected by United States copyright and intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent. You may print or download content for personal, non-commercial use only.

To the fullest extent permitted by law, Lending For Living and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services.

We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. The website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these terms shall be brought exclusively in the state or federal courts located in Stanislaus County, California.

If you have questions about these Terms of Use, please contact us:

• •Email: loans@lendingforliving.com
• •Phone: (209) 846-9270
• •Address: 121 Rue De Yoe, Modesto CA 95354